"I didn't want to leave to my kids what I didn't want to do myself. Now that I'm done it feels as though a weight I didn't even know was there has been lifted from my shoulders."

WHY PEOPLE PREFUND THEIR FUNERAL

1. AN EXEMPT ASSET…The plan may be considered in excluded asset in order to qualify for Medicaid and supplemental security income.
   
   
2. IT’S FLEXIBLE… Although you can designate which funeral home you would like to perform your services; it is only the funeral home that actually performs the services that will have access to your funeral funds. Your funeral funds are totally portable. They go where you go.
   
   
3. POTENTIAL HEDGE AGAINST INFLATION … When you set aside funds in advance, many funeral homes will guarantee that your family will not have to pay anymore money for the services and merchandise you selected, regardless of how far in the future your death takes place.
   
   
4. POTENTIAL FOR TAX FREE GROWTH… By transferring funds from an investment vehicle such as a CD (certificate of deposit) or money market to a funeral preneed insurance policy or a final expense policy, you don’t have to worry about taxation on the policy’s growth. See Funding Options for more information.
   
   
5. MONTHLY PAYMENT OPTIONS… Your Trusted Plans Advocate has access to plans that will fit your needs in terms of payment options and health conditions. See Funding Options for more information.
   
   
6. CONSUMER FRIENDLY … Any funds left over after paying your funeral costs will be returned to either your beneficiaries or estate income tax free.
   
   
7. PROTECTS YOUR LOVED ONES …By making funding plans in advance you will avoid placing a financial and emotional burden on your family and friends.
   
   
8. PEACE OF MIND … By knowing that your funeral expenses are taken care of.
   
   
9. 30 DAY FREE LOOK …If you should change your mind, you have 30 days to cancel and receive a full refund.
   
   
10. CONFIDENT CHOICE … Funeral prefunding is endorsed by estate attorneys, elder law attorneys, trust officers, financial professionals and county social workers as an effective way to provide for final expenses and prepare your estate for various assistance programs offered by our government.